Instant Financial Freedom

Making Anyday a Payday

A free, employer-backed product that helps employees manage their mid-month liquidity crunch and lead stress-free, productive lives.

Instant Financial Freedom

Making Anyday a Payday

A free, employer-backed product that helps employees manage their mid-month liquidity crunch and lead stress-free, productive lives.

The young population aspiration has changed there spending pattern. Financial pressure leading to stress and anxiety hasbecome a common phenomenon.

70

of Indian employees face
mid -month cash
shortages, forcing them to
borrow.

42

of employees take high -
interest loans before
payday.

83

of employees would stay
longer at companies
offering on demand salary
access.

70

of Indian employees face
mid -month cash
shortages, forcing them to
borrow.

42

of employees take high -
interest loans before
payday.

83

of employees would stay
longer at companies
offering on demand salary
access.

40

of employees consider the
loan documentation
process to be time-
consuming and
burdensome.

57

of gig employees rely on
predatory lending apps
due to irregular cash flow

11-34

Financial stress reduces
productivity by 11% – 34%
costing employers ₹1.2L per
employee annually

AGI Moneey

One Platform, Endless
Possibilities

AGI Moneey is India’s all-in-one Earned Wage Access and HRMS platform empowering employees with instant salary access while streamlining HR, payroll, and attendance for employers

Instant Salary Access

Employees can withdraw earned salary anytime—no paperwork, no waiting.

Smart Attendance with GPS

Geofencing and selfie check-in/out for accurate time tracking and transparency

Secure &
Compliant

Bank-grade encryption and secure workflows to protect data and transactions

Employer Dashboard

Live insights into workforce data, salary advance requests, and attendance trends in one unified view

Check our other
product features

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For whom this is

Why Choose AGI Moneey?

One Tap Access

Enables employee to withdraw salary immediately

No Credit Check

Short-term withdrawal doesn’t require any credit check as it is not a loan but an access to earned salary

Zero Interest

This is not a loan and it’s an affordable alternative to salary advance

Financial Flexibility

Helps employees to manage mid-month expenses or emergencies

Zero Effort & Zero Cost HR Suite

Seamlessly sync with API Based HRMS & Payroll Systems

100% Digital, Zero Paperwork

Comprehensive payroll and attendance software which includes Real-time tracking for transparency.

Improve Working Capital Efficiency

Allows employees to access their already earned salaries without disrupting payroll cycle

Boost Your Employee Retention

Helps to boost employee Retention, Productivity & Performance and also helps to reduce Financial stress

Smarter Payroll, Happier
Employees

From instant wage access to seamless payroll integration, AGI Moneey helps employers
deliver a modern financial benefit that teams truly value

Get In Touch

Testimonials

What Our Clients Says About Us

We’re excited to onboard AGI Moneey. It promises to reduce the
pressure of salary advance requests and improve employee well-being.
The integration plan looks smooth.

Gurjeet Singh Arora

Sahil Fashion Bazaar

We’ve been exploring Earned Wage Access for our staff, and AGI Moneey offers
the exact solution we need. The team has been responsive,
and the integration process looks promising.

Hitesh Udhani

Guruji Traders

Our team values the potential of AGI Moneey to ease financial anxiety.
We’ve had employees ask us when it’s going live.
which shows the kind of anticipation this tool has created.

Manish Jain

Abhishek Megamech Pvt Ltd

Even before launch, the AGI Moneey team has shown exceptional professionalism.
The platform design reflects a strong understanding
of the financial needs of employees.

Bharat Malhotra

Cognoscente Fintech Pvt Ltd

As a finance professional, I see AGI Moneey bringing more discipline and
transparency to salary advances. It’s simple, safe, and integrates smoothly
without adding to the employer’s workload.

CA Manish Lathura

Agiwal & Associates

frequently asked questions

Do you have questions?

We have answers (well Most of the times)

Get In Touch

View All FAQ

AGI Moneey is known as a leading Earnings on Demand platform that offers Advance Salary On-Demand, helping employees manage mid-month cash flow challenges and unexpected expenses. It is not categorized as a loan and does not involve any interest, debt, or paperwork—just advance access to earned income.

The platform functions by integrating with an organization’s attendance and payroll systems to determine real-time earned wages. Users can download the app, register with their employer-linked mobile number, confirm their profile, and start using the service after verifying KYC and bank details.

AGI Moneey is made available to employees of organizations that have partnered with the platform. Eligible users typically include on-roll employees, field staff, consultants, contingent workers, and temporary personnel.

Direct sign-up by individuals is not supported. The platform is exclusively accessible through employer partnerships.

AGI Money

Making any day
a pay day

AGI Money - India's integrated Earnings on Demand platform.
Download the mobile app and access your earnings, today.
Now on iOS and Android.

Instant Financial Freedom

Making Anyday a Payday

Instant Financial Freedom

Making Anyday a Payday

The young population aspiration has changed there spending pattern. Financial pressure leading to stress and anxiety hasbecome a common phenomenon.

70

of Indian employees face mid -month cash shortages, forcing them to borrow.

42

of employees take high - interest loans beforepayday.

83

of employees would stay longer at companies offering on demand salary access.

70

of Indian employees face mid -month cash shortages, forcing them to borrow.

42

of employees take high - interest loans before payday.

83

of employees would stay longer at companies offering on demand salary access.

40

of employees consider the loan documentation process to be time- consuming and burdensome.

57

of gig employees rely on predatory lending apps due to irregular cash flow

11-34

Financial stress reduces productivity by 11% – 34% costing employers ₹1.2L peremployee annually

AGI Moneey

One Platform, Endless Possibilities

Instant Salary Access

Smart Attendance with GPS

Check our otherproduct features

For whom this is

Why Choose AGI Moneey?

One Tap Access

No Credit Check

Zero Interest

Financial Flexibility

Zero Effort & Zero Cost HR Suite

100% Digital, Zero Paperwork

Improve Working Capital Efficiency

Boost Your Employee Retention

Testimonials

What Our Clients Says About Us

Gurjeet Singh Arora

Hitesh Udhani

Manish Jain

Bharat Malhotra

CA Manish Lathura

frequently asked questions

Do you have questions?

What is AGI Moneey?

How does AGI Moneey work?

Who can use AGI Moneey?

Can individuals sign up for AGI Moneey directly?

Making any day a pay day

of Indian employees face
mid -month cash
shortages, forcing them to
borrow.

of employees take high -
interest loans before
payday.

of employees would stay
longer at companies
offering on demand salary
access.

of Indian employees face
mid -month cash
shortages, forcing them to
borrow.

of employees take high -
interest loans before
payday.

of employees would stay
longer at companies
offering on demand salary
access.

of employees consider the
loan documentation
process to be time-
consuming and
burdensome.

of gig employees rely on
predatory lending apps
due to irregular cash flow

Financial stress reduces
productivity by 11% – 34%
costing employers ₹1.2L per
employee annually

One Platform, Endless
Possibilities

Check our other
product features

Making any day
a pay day