About US

Empowering Financial
Freedom, in One Tap

We’re a fast-growing FinTech startup, backed by our own NBFC, on a mission to revolutionize earnings management. Our Earnings on Demand solution empowers employees with secure, transparent, and responsible access to their earned salary —whenever they need it.

The traditional monthly pay cycle leaves employees financially strained, pushing many toward high-interest loans or risky borrowing. AGI Moneey bridges this gap, turning every day into payday. With real-time access to earned income, we reduce financial stress, boost productivity, and prevent debt traps—creating a movement toward true financial wellness.

We are making every day a payday

our vision

To be India's Most Pioneer & Reliable
Salary on Demand Platform

At AGI Moneey, we envision a future where employees have seamless, instant, and responsible access to their hard-earned wages—because financial freedom shouldn’t wait

We are committed to transforming the way employees manage their finances by providing a flexible, transparent, and ethical Salary on Demand solution. Our vision goes beyond tradition payroll system; it’s about empowering employees, enhancing workplace productivity, and breaking the cycle of debt traps

Empower Every Worker

with instant access to earned income—no more waiting for

Promote financial well-being

by reducing dependency on loans and emergency credit

Support employers

in building a financially resilient and engaged workforce

agi moneey

Our Story

AGI Moneey was founded on a simple truth: employees shouldn’t wait weeks to access their hard-earned
moneey. We reinvented India’s payroll system with instant, responsible salary access—because financial needs
don’t follow a monthly calendar. Today, our Earnings on Demand solution empowers workers, boosts productivity,
and breaks debt cycles

AGI Moneey was founded on a simple truth: employees shouldn’t wait weeks to access their hard-earned moneey.We reinvented India’s payroll system with instant, responsible salary access—because financial needs don’t follow a monthly calendar. Today, our Earnings on Demand solution empowers workers, boosts productivity, and breaks debt cycles

Why We Exist

Salaried Indians face
cash shortages
between salary cycle,
forcing expensive loans.
This stress hurts
productivity and traps
workers in endless debt cycles

Salaried Indians face cash shortages between salary cycle, forcing expensive loans. This stress hurts productivity and traps workers in endless debt cycles

How We Solve It

Our payroll integration
provides instant earned
wage access, giving
employees financial
relief while boosting
workplace satisfaction
and retention rates

Our payroll integration provides instant earned wage access, giving employees financial relief while boosting workplace satisfaction and retention rates

The Impact

Employees escape debt
traps, businesses
improve retention, and
predatory lending
decreases through our
responsible financial
access solution

Employees escape debt traps, businesses improve retention, and predatory lending decreases through our responsible financial access solution

Our Future

By 2026, we'll serve 1M+
employees while
expanding into
insurance, micro
-investments, and
financial education—
building true economic resilience

By 2026, we'll serve 1M+ employees while expanding into insurance, micro-investments, and financial education—building true economic resilience

our mission

Making Any Day A Pay Day

At AGI Moneey, our mission is to empower India’s workforce by transforming how salaries are accessed and managed—through trusted partnerships with employers.

We work hand-in-hand with organizations to provide their employees with instant, responsible access to earned salary, without waiting for payday. By disbursing salary advances on behalf of the employer, we eliminate the need for costly loans, reduce financial stress, and foster a more stable, productive workforce.

Through our transparent, tech-driven platform, we are not just solving a financial problem—we are creating a new standard of flexibility, dignity, and control for every worker. Our goal is a future where financial freedom starts the moment you earn it, and no employee has to choose between urgent needs and long-term well-being.

Salary support that works
both ways

Whether you're an employer looking to offer smarter salary solutions, AGI Moneey is here to support you

Get In Touch

Our Team

Meet The Team Behind AGI Moneey

From strategy to delivery, our dedicated team combines creativity, expertise, and integrity to excel at every challenge.

Sharad Agiwal

FOUNDER & CEO

Management Consultant with 15+ years in NBFCs, demonstrating deep financial sector and regulatory expertise. Currently leads a payday loan NBFC. Diversified experience in hospitality and infrastructure sectors highlights entrepreneurial versatility and operational leadership

Sangeeta Agiwal

DIRECTOR

Proven expertise in HR management, team development, and compliance solutions. Strong service industry strategist with exceptional analytical skills. Drives organizational growth through employee training programs and performance optimization initiatives

Sumit Pareek

CHIEF FINANCIAL OFFICER

Financial expert with 10+ years' experience in advisory services. Specializes in RBI compliance, tax planning, and financial analysis. Ensures robust fiscal management through strategic planning and regulatory adherence

Deepak Rawat

VICE PRESIDENT (FINANCE)

Expert in NBFC product design, risk assessment, and capital raising. Brings deep knowledge of MIS reporting, financial projections, and taxation. Delivers data-driven financial strategies for business growth

Our culture

Work Evironment

At AGI Moneey, our culture is the foundation of everything we build. We are guided by these core values

Innovate Boldly

We embrace creativity, take smart risks, and learn fast—because progress demands fearless thinking

Collaborate with Purpose

We foster open dialogue, respect diverse ideas, and succeed together as one team

Empower People

We invest in continuous learning and support our employees’ personal and professional growth.

Act with Integrity

We lead with honesty, transparency, and an unwavering commitment to doing the right thing

Join Our Team

Join the AGI Moneey team and be part of a mission that’s changing the way people access
their earnings. Let’s innovate, grow and make a difference together!